Legal persons and entrepreneurs

Rates of interest are in % p. a. depending on the balance in CZK.

Current accounts

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 and more

Natural person - entrepreneur

 0,01 0,01 0,01 0,01

Corporation

 0,01 0,01 0,01 0,01

Profession accounts

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 999 999

1 000 000 - 4 999 999

5 000 000 - 19 999 999

from 20 000 000

Notary trust account, lawyer trust account, insolvency administrator's account, executor's account

 0,95 1,05 1,20 1,20

Notary trust account *)

 1,20 1,20 1,20 1,20

Volksbank Prestige account, MEDI account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 -9 999 999

from 10 000 000

Natural Person- Entrepreneur

 0,05 0,10 0,20 0,45 0,45
Corporation(only MEDI account) 0,05 0,10 0,20 0,45 0,45

Expert account/Profit account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 -9 999 999

from 10 000 000

Natural Person- Entrepreneur

 0,01 0,01 0,20 0,45 0,45
Corporation 0,01 0,01 0,20 0,45 0,45

Current accounts for insurance advisors

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 and more

Current accounts for insurance advisors

 0,05 0,05 0,05 0,05

Current Savings Account, Current Investment Account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural Person-Entrepreneur

1,33

Corporation with an annual turnover up to CZK 30M

1,03

Rezerva account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural Person-Entrepreneur

1,33

Corporation

1,33

Term deposits

Fixed Interest Rates valid from: 3. 10. 2011

Notice

30 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

1 week

 0,10 0,20 0,30 0,40

2 weeks

 0,30 0,40 0,50 0,60

1 month

 0,45 0,55 0,65 0,75

2 months

 0,55 0,65 0,75 0,85

3 months

 0,60 0,70 0,80 0,90

6 months

 0,95 1,05 1,15 1,25

12 months

 1,30 1,40 1,50 1,60

2 years

 1,70 1,80 1,90 2,00

3 years

 1,90 2,00 2,10 2,20

5 years

 2,35 2,45 2,55 2,65

above 10 mio. CZK individual rates

Promissory notes

Fixed Interest Rates valid from: 2. 1. 2012

Notice

30 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

1 week

 - - 0,40 0,50

2 weeks

 - 0,50 0,60 0,70

1 month

 - 0,65 0,75 0,85

2 months

 - 0,75 0,85 0,95

3 months

 - 0,80 0,90 1,00

6 months

 - 1,15 1,25 1,35

12 months

 - 1,50 1,60 1,70

2 years

 - 1,90 2,00 2,10

3 years

 - 2,10 2,20 2,30

5 years

 - 2,55 2,65 2,75

above 10 mio. CZK individual rates

Natural persons

Rates of interest are in % p. a. depending on the balance in CZK.

Current accounts

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural person - Non Entrepreneur

 0,01

Program Exclusive

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 99 999

100 000 - 499 999

500 000 - 999 999

1 000 000 and more

Natural person - Non Entrepreneur

 0,05 0,05 0,25 0,70

Account "Rybička"

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural person - Non Entrepreneur

 1,15

Free account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural person - Non Entrepreneur

 0,01

Current savings account, Current investment account

Variable Interest Rates valid from: 2. 1. 2012

Legal form

without zone

Natural person - Non Entrepreneur

1,33



Natural Persons - The current offer was terminated for the following services

Savings account *)

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 49 999

50 000 - 499 999

500 000 - 999 999

1 000 000 and more

Natural person - Non Entrepreneur

 0,20 0,45 0,70 0,95

Blue account **)

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 99 999

100 000 - 499 999

500 000 - 999 999

1 000 000 and more

Natural person - Non Entrepreneur

 0,05 0,05 0,25 0,70

Savings Account (Aktiv konto, Aktiv konto Plus) *)

Variable Interest Rates valid from: 2. 1. 2012

Legal form

up to 99 999

 from 100 000

Natural person - Non Entrepreneur

 1,33 1,33

Savings Books*

Variable Interest Rates valid from: 2. 1. 2012

Notice

500 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

Without notice

 0,00 0,00 0,10 0,20

2 weeks

 0,10 0,20 0,30 0,40

1 month

 0,25 0,35 0,45 0,55

2 months

 0,35 0,45 0,55 0,65

3 months

 0,40 0,50 0,60 0,70

6 months

 0,75 0,85 0,95 1,05

12 months

 1,10 1,20 1,30 1,40

2 years

 1,50 1,60 1,70 1,80

3 years

 1,70 1,80 1,90 2,00

5 years

 2,15 2,25 2,35 2,45

above 10 mio. CZK individual rates

Term and Capital Books*

Fixed Interest Rates valid from: 2. 1. 2012

Notice

30 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

3 months

 0,50 0,60 0,70 0,80

6 months

 0,85 0,95 1,05 1,15

12 months

 1,20 1,30 1,40 1,50

24 months

 1,60 1,70 1,80 1,90

above 10 mio. CZK individual rates

*) The account offer terminated.
**) is intended for private clients (non-entrepreneurial purposes) fulfiling of the conditions for private clientele of Volksbank CZ.