Legal persons and entrepreneurs

Rates of interest are in % p. a. depending on the balance in CZK.

Current accounts

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 and more

Natural person - entrepreneur

0,01 0,01 0,01 0,01

Corporation

0,01 0,01 0,01 0,01

Currents accounts for freelances

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 999 999

1 000 000 - 4 999 999

5 000 000 - 19 999 999

from 20 000 000

Notary trust account, lawyer trust account, insolvency administrator's account, executor's account

0,50 0,60 1,00 1,00

Notary trust account *)

1,00 1,00 1,00 1,00

Volksbank Prestige account, MEDI account

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 -9 999 999

from 10 000 000

Natural Person- Entrepreneur

0,05 0,15 0,25 0,50 0,50
Corporation(only MEDI account) 0,05 0,15 0,25 0,50 0,50

Expert account/Profit account

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 -9 999 999

from 10 000 000

Natural Person- Entrepreneur

0,01 0,01 0,25 0,50 0,50
Corporation 0,01 0,01 0,25 0,50 0,50

Current accounts for insurance advisors

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 and more

Current accounts for insurance advisors

0,05 0,05 0,05 0,05

Current Savings Account, Current Investment Account

Variable Interest Rates valid from: 1. 7. 2010

Legal form

without zone

Natural Person-Entrepreneur

1,53

Corporation with an annual turnover up to CZK 30M

1,03

Term deposits

Fixed Interest Rates valid from: 1. 7. 2010

Notice

30 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

1 week

0,15 0,25 0,35 0,45

2 weeks

0,30 0,40 0,50 0,60

1 month

0,45 0,55 0,65 0,75

2 months

0,55 0,65 0,75 0,85

3 months

0,65 0,75 0,85 0,95

6 months

0,90 1,00 1,10 1,20

12 months

1,25 1,35 1,45 1,55

2 years

1,55 1,65 1,75 1,85

3 years

1,80 1,90 2,00 2,10

5 years

2,50 2,60 2,70 2,80

above 10 mil. CZK individual rates

Promissory notes

Fixed Interest Rates valid from: 1. 7. 2010

Notice

30 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

5 000 000 - 10 000 000

1 week

- - 0,45 0,55

2 weeks

- 0,50 0,60 0,70

1 month

- 0,65 0,75 0,85

2 months

- 0,75 0,85 0,95

3 months

- 0,85 0,95 1,05

6 months

- 1,10 1,20 1,30

12 months

- 1,45 1,55 1,65

2 years

- 1,75 1,85 1,95

3 years

- 2,00 2,10 2,20

5 years

- 2,70 2,80 2,90

above 10 mil. CZK individual rates

Natural persons

Rates of interest are in % p. a. depending on the balance in CZK.

Current accounts

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 99 999

100 000 - 499 999

500 000 - 999 999

1 000 000 - 4 999 999

Natural person - Non Entrepreneur

0,01 0,01 0,01 0,01

above 5 000 000 individual rate

Savings account *)

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 49 999

50 000 - 499 999

500 000 - 999 999

1 000 000 and more

Natural person - Non Entrepreneur

0,20 0,45 0,70 0,95

Current savings account, Current investment account

Variable Interest Rates valid from: 1. 7. 2010

Legal form

without zone

Natural person - Non Entrepreneur

1,53

Free account

Variable Interest Rates valid from: 1. 7. 2010

Legal form

up to 49 999

50 000 - 499 999

500 000 - 999 999

1 000 000 and more

Natural person - Non Entrepreneur

0,01 0,01 0,01 0,01