Then Homebanking is the right solution for you. You will be able to manage your accounts any time, even outside the opening hours of your branch. Just get connected via the Internet or a modem – right from your office.

Homebanking – the best solution just for your business

The Homebanking service is intended mainly for businesses with a large number of payments and the need for connection to related systems – e.g. accounting, financial, economic or payroll programs.

With Homebanking you can

  • Get up-to-date information on your Volksbank accounts and monitor the status of individual transactions including executed but not yet recorded items
  • Process effectively lots of payments beforehand in a so-called off-line regime without having to get connected
  • Use a network installation (allowing simultaneous work by more users, the signature of an order by more users, etc.)
  • Define different authorisation levels for individual users
  • * Operates under the Gemini system (rel. 5.0)

And of course

  • Set up a standing order, apply for the SIPO direct debit service, set up direct debits
  • Apply for a payment card or change related data
  • Apply for a time deposit account
  • Create your own register of bank accounts of your business partners
  • Create easy-to-edit templates for repeated payments

With Homebanking you can enjoy a whole host of benefits!

  • Up to 75 % savings on bank charges and the connection – You work off-line most of the time
  • An immediate overview of the status of your accounts
  • Information on executed but not yet recorded items even before receiving the statement
  • One-off payment orders up to 30 days beforehand
  • Extended deadlines for delivering payment orders
  • Connection via a modem as well as the Internet
  • The highest security level possible
  • Communication in English and German too

Homebanking security

  • Volksbank ensures the highest security possible for the data communication between the client and the bank. All data communications are coded.
  • Access to data in the account is secured by special codes, which you will receive after setting up this service.
  • In addition, every financial operation must be confirmed by your unique signature certificate (an electronic equivalent to the classic signature) that you will obtain as part of the Homebanking installation.

To enjoy all Homebanking benefits you only need to:

  • Have a current account with Volksbank
  • Enter into an electronic communication agreement between the bank and you at any Volksbank branch
  • Have a computer with standard HW and SW equipment and Internet access or a modem.

HW requirements:

  • IBM PC compatible
  • 133 MHz processor or higher
  • 32 MB RAM
  • 150 MB available on the HD
  • A modem or Internet access

SW requirements:

  • Operating system Windows 98/NT 4.0 – min. SP 5/2000/XP

Bank staff will install the Homebanking system and provide necessary instruction.


In order to download user handbook Gemini 5.0 press here

Rates and charges:

Related products and services: