EXPERT konto is a comprehensive package of banking services adjusted to the needs of small and medium-sized businesses and natural persons-entrepreneurs with double-entry bookkeeping or tax records.

What does it offer?

  • Company current account in CZK bearing an advantageous interest rate depending on your account balance
  • Company current account in foreign currency
  • International company payment card with travel insurance
  • Overdraft facility
  • Electronic banking
  • Account statement sent by mail


    • And what more!
  • STYL Account or EXCLUSIVE Package for management of your personal finances under advantageous conditions.

How much?

The price of EXPERT konto is 249 CZK per month.
The price includes also monthly sending of account statements by mail for both accounts, or you may obtain account statements free of charge at Infoterminals. You can find out the current balance of your accounts over the phone (free of charge).

Overdraft facility?

With EXPERT konto you have the possibility to use the overdraft facility, that will allow you to get over a short-term lack of financial funds. You can overdraw your account up to the agreed limit while paying the interest only from the drawn amount of credit and only for the period for which you overdrew. There are no fixed installments and you can choose according to your company’s needs when and in what amount to settle the balance.

Company payment cards?

You can choose either from MasterCard Business or VISA Business international company payment cards. Your money will thus be available to you not only at home, but also abroad. Furthermore we will provide your with insurance against misuse of a payment card in case of loss or theft.

Travel insurance?

EXPERT konto includes also the Exclusive travel insurance linked to your Visa Business/ MasterCard company payment cards. You thus receive a good quality insurance for traveling abroad with the following conditions:

  • Medical expenses up to the amount of 2,000,000 CZK, small teeth treatment to relieve acute pain up to the limit of 5,000 CZK in Europe and up to 7,500 CZK in USA, Canada, Australia and others
  • Liability insurance for damage on health up to the amount of 1,000,000 CZK
  • Liability insurance for damage on assets up to the amount of 500,000 CZK
  • Deductible for liability insurance for damage is 3%, but not less than 500 CZK
  • Permanent consequences of injury – insured sum of 200.000 CZK
  • Death caused by accident - insured sum of 200.000 CZK

Related products:

  • Internet banking
  • STYL Account
  • EXCLUSIVE Package