Want to earn more interest on your money than you are earning on your current account? Want to make sure that you are paid back all the money? Choose from the wide spectrum of savings products that Volksbank has prepared for you. All the products are insured by law.*
Volksbank savings schemes offer you a number of benefits:
*Pursuant to Act No. 21/1992 Sb. on Banks as amended, up to EUR 25,000 per person
Current Savings AccountOpen a Current Savings Account with Volksbank and experience the new generation of savings! With an above-average interest rate your money will multiply like rabbits.
Time deposit accountThe time deposit account is designed for you to accrue more interest on your temporary surplus funds with the minimum risk possible. You don’t need to have a current account to set up a time deposit account. You can choose a fixed-time deposit or take advantage of a revolving time deposit that can be added to on the renewal date. There is a wide range of terms for this product that you can choose from – from 7 days up to 5 years.
TV Volksbank GarantThe Volksbank Garant time deposit is a short-term guaranteed deposit product that can bring you an above-the-average yield of about 4% p.a., thanks to a so-called interest bonus. The condition for paying out this bonus is that an exchange rate (e.g. EUR/CZK) remains within a prescribed range throughout the deposit term. Volksbank guarantees you repayment of 100 % of the deposited amount – the Garant deposit is insured in accordance with the Act on Banks. Establishing a Volksbank Garant deposit is as easy as establishing a standard deposit account, and is free of charge.
Deposit pass-bookA deposit pass-book is a convenient and inexpensive form of saving money
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