Product features

The EXCLUSIVE programme is designed for the most demanding clients who want to take advantage of the full range of finance services provided by the bank, also in the form of a personal banker.

  • The EXCLUSIVE programme offers:
    • An interest-earning current account in CZK with a favourable scale of interest rates,
    • A current account in a foreign currency,
    • 2 payment cards of your choice,
    • A payment card for a family member, at half the price,
    • Travel insurance,
    • Internet banking,
    • An overdraft facility,
    • Securities portfolio management,
    • Account statements.
  • Under the EXCLUSIVE programme, you have 2 payment cards at your disposal. You can not only choose from the international payment cards MasterCard Standard and VISA Classic, but you can also have charge cards allowing you to draw on interest-free credit on a regular basis. All payment cards can be covered against loss or theft. If you’re considering getting a card for another member of your family, you can have it at half the price. In that case, you can choose from international payment cards Maestro and VISA Electron.
  • With the EXCLUSIVE programme you can have two kinds of travel insurance - Standard or Standard Family - for all your family.
  • The EXCLUSIVE programme includes Internet banking to give you continuous access to your current account(s) right from your home. Internet banking transactions are charged at favourable rates, so you save not only time but also money.
  • Under the EXCLUSIVE programme, you can take advantage of a special service enabling you to invest in securities by means of your capital account (Custody account). With this service you can play an active part in investing in capital markets, and make your funds grow.
  • Payments through payment terminals with Volksbank’s cards are free of charge. A withdrawal at a Volksbank cash machine costs CZK 3.00. In addition, withdrawals can be made at 500 ČSOB cash machines throughout the Czech Republic, for as little as CZK 6.00.
  • With the EXCLUSIVE programme, you can get an overdraft. This credit will enable you to bridge a short-time lack of funds (you draw now, you only pay later on).

Product price

The monthly charge for the EXCLUSIV programme is CZK 199.00.

Standing orders, SIPO payments and authorised direct debits can be set up with the current account free of charge. The price of the EXCLUSIV programme includes telephone provision of information on the balance of the account and the services of your personal banker, who will promptly assist you in dealing with all your needs.

A European level at affordable prices

As a member of the Volksbank International AG concern, Volksbank CZ is part of a finance group with a balance sum of over EUR 540bn. This group has more than 28,000 retail outlets around Europe. Volksbank CZ belongs among banks with the lowest charges in the Czech market, and regards this policy to keep charges low in the long-term as crucial in relation to its clients.