Volksbank – Důvěra spojuje

Personal current account features:

• The personal current account is intended for all natural persons - citizens.
• You can open a current account denominated in both Czech crowns and foreign currencies (EUR, USD and others).
• Statements are issued regularly at intervals you choose, and can be obtained in person, by post or through an Infoterminal.
• Statements printed out at an Infoterminal at the branch are free of charge including duplicates and historic statements.
• You can make standard bank transactions at any branch - make deposits, withdrawals and money transfers - domestic as well as international - by means of one-off payment orders, set up standing orders, direct debits and the SIPO direct debit, and check the payment history of all your accounts.
• The interest rate on a current account depends on its balance: interest is credited to the account at the end of each quarter.

Benefits

• Your money is available to you at any moment while it is safe in your bank.
• You can also operate your current account through the Internet banking system.
• You can have a payment card issued with your account, allowing you to obtain cash from a large network of cash dispensers in operation round the clock, or pay directly for goods and services with your card (VISA, VISA Electron, MasterCard, Maestro, Diners Club).
• You can combine a current account with a savings one, accruing more interest on your money thanks to automatic transfer of your surplus money to an account with a higher rate of interest.
• You can check the balance of your current account at any time. This service is provided free of charge by phone by the staff at our branch offices.

Required documents:

• A valid identity card - Czech citizens
• A valid passport - foreign citizens

Interest rates

Rates / bank charges:

For charges relating to the personal current account and transactions see the valid schedule of rates and charges.

Related products:

• Payment cards
• Savings account
• Internet banking
• Overdrafts

Other services:

• issue of cheques
• day and night safes
• safe-deposit boxes