FREE Account is a program of banking services designated to all students of secondary schools, higher colleges, language schools and universities (citizens of the Czech Republic, but also to foreigners) of all types of schools from the age of 15 to the age of 30, including:

  • Czech students studying in the CR or abroad, as well as
  • Foreign students studying in the CR.

    • What does it offer?

    • Current account with an advantageous interest rate depending on your account balance
    • International payment card including travel insurance all year round
    • Overdraft facility
    • Electronic banking (Internet banking)
    • Account statement

      • And what is more!
    • You can also arrange insurance against loss or theft and travel insurance with your payment card.

    FREE OF CHARGE!

    The price of FREE Account is 0 CZK per month. With your current account in CZK you can establish standing orders, SIPO direct debits and approve collections free of charge. The account statement can be received free of charge at the Infoterminal. Deposits and withdrawals in cash can be done entirely free of charge. The current balance at your account can be found over the phone (free service).

    Overdraft facility?

    With FREE Account you can get an overdraft up to the amount of 20,000 CZK with an advantageous interest rate. The overdraft credit is provided for an indefinite period of time and it is thus an ideal reserve at your account in case of unexpected expenses. You can overdraw your account up to the agreed limit while paying the interest only from the drawn amount of credit and only for the period for which you overdrew. There are no fixed installments and you can choose according to your own needs when and in what amount to settle the balance.

    Payment cards?

    With FREE Account you can get electronic payment card, with international validity. Together with the card comes special travel insurance

    .